What We Do
The California Reinvestment Coalition builds an inclusive and fair economy that meets the needs of communities of color and low-income communities by ensuring that banks and other corporations invest and conduct business in our communities in a just and equitable manner.
We envision a future in which people of color and low-income people live and participate fully and equally in financially health and stable communities without fear of displacement, and have the tools necessary to build household and community wealth.
Here to Stay
This initiative develops immigrant grassroots leaders to advocate for community-driven solutions to the challenges of immigrant income instability and economic mobility, while driving civic participation.
Disrupting Displacement Financing
We are asking banks not to finance serial evictor landlords who contribute to the Bay Area’s displacement crisis.
Ending Harmful Debt Collection
As part of a movement to reform California’s criminal justice system, CRC advocates for an end to the California courts’ use of private debt collectors.
Holding Banks Accountable
CRC works to secure public, detailed, written commitments to communities from banks. CRC advocates for a robust Community Reinvestment Act while encouraging banks to meet the needs of their communities. We also call financial services companies out on unscrupulous practices, like payday lending.
The Consumer Financial Protection Bureau is under attack by the current administration. CRC and its members work to keep the agency strong, independent, and working for consumers throughout the country.
Developing Grassroots Leaders
In partnership with our members, CRC builds people power by developing a new generation of leaders from low-income communities to improve policies and practices that affect their economic well-being.
CRC Five-Year Strategic Plan
In 2016, CRC released a new Strategic Plan developed with input from our 300+ member groups throughout California. This process allowed CRC to pivot to the issues most affecting communities of color and low-income communities across California, and to plan our work.
Members identified displacement and gentrification, poverty, low access to credit for small businesses, and harmful banking policies as priorities for CRC.
CRC By the Numbers
Years CRC has been advocating for low-income communities and communities of color.
Billions of dollars in community investments negotiated by CRC in the past 4 years.
California counties served by CRC and our members.
CRC organizational members throughout the state.
CRC was founded in 1986 with the goal of increasing the flow of credit, services, and investments to low-income communities and communities of color in California. Our most important tool is the Community Reinvestment Act (CRA), a federal law passed in 1977 in response to redlining, which requires banks to help meet the credit needs of all communities in which they are located.
Over the last three decades, we have worked with our members to identify changing community needs, monitor bank practices, and advocate for systemic changes in the financial services industry and state and federal policy arenas.