We Don’t Need to Be Charged for Being Poor: The Cost to Families of Paying Fees to Access Public Assistance.

(May 2015) A new survey of people who pay fees to use state-issued Electronic Benefits Transfer (EBT) cards for public assistance such as CalWORKs and General Assistance. The survey quotes the experiences of aid recipients including the impact of paying fees on their ability to make ends meet. It…

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CRC Fact Sheet on FDIC’s “Shared Loss” Agreement with OneWest Bank (former IndyMac).

After submitting a Freedom of Information Act (FOIA) request, CRC calculated that the FDIC has already paid out more than $1 billion to OneWest Bank to cover their costs for foreclosures. According to data provided by the FDIC, the FDIC estimates it will pay out another $1.4 billion to…

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How Banks Sell Overdraft

(July 2014) Results of Overdraft Mystery Shopping in Four Key States. Overdraft, sometimes referred to as “courtesy overdraft,” can be a debt trap that causes great financial hardship for lower income customers, and pushes many out of the banking system.  

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Chasm between Words and Deeds vol.10

(May 2014) How Ongoing Mortgage Servicing Problems Hurt California Homeowners and Hardest-Hit Communities

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The $19 Million ATM Fee

(March 2014) How Better Banking Services Would Protect Our Public Investment in Families

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Small Business Access to Credit

(December 2013) The Little Engine that Could: If Banks Helped

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