Instead of funding speculators and displacement, we believe banks can and should play a positive role in our region’s housing crisis, especially in light of their obligations under the Community Reinvestment Act. Working with our allies and members, we developed an Anti-Displacement Code of Conduct. This set of principles outlines practical strategies, like banks not making loans to borrowers with a history of predatory conduct, and committing to implementing a more thorough underwriting process to ensure they are not providing loans that will foreseeably lead to displacement.