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CRC In the News

HUD Addresses Concerns About Reverse Mortgage Foreclosures

DS NEWS
According to the California Reinvestment Coalition and Jacksonville Area Legal Aid, of the nearly 600 non-borrowing spouses who requested aid from HUD to avoid foreclosure on their homes, 317 received assistance and 132 were denied.

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San Francisco Launches High-Profile Public Bank Task Force

NONPROFIT QUARTERLY
The California Reinvestment Coalition, which has traditionally focused on ensuring that banks reinvest in low-income neighborhoods, is also supporting the public bank effort. Executive director Paulina Gonzalez says that, “There’s a real interest in cities and states to think about what they can do to ensure that there’s…

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Has Oakland’s Fruitvale Neighborhood Ever Recovered From ‘Redlining’?

KQED NEWS
“It may be one of the most impactful laws people have never heard of,” says Kevin Stein, deputy director of the California Reinvestment Coalition.

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Flagstar commits percentage of DCB deposits to community development

DAILY PRESS
The front lawn of LaTrae Lewis’ modest home on Sepulveda Avenue might seem an unlikely spot for a press conference involving a bank, especially one that recently increased its California footprint through a High Desert acquisition.

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Task force assembled to lead SF toward public bank launch

SAN FRANCISCO EXAMINER
San Francisco has assembled a 16-member task force to study launching a public bank to fund affordable housing development, low-interest loans for low-income residents and cutting ties with the Wall Street banks that do not live up to The City’s social responsibility principles.

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Mulvaney could use Dodd-Frank to gut CFPB mortgage rules

AMERICAN BANKER
“We would strongly oppose any efforts to undermine the historic ability of state legislatures to oversee the foreclosure process,” said Kevin Stein, deputy director of the California Reinvestment Coalition. “It’s outrageous, especially at a time when the CFPB is rolling back consumer protections.”

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Borrow $5,000, repay $42,000 — How super high-interest loans have boomed in California

LA TIMES
Not long ago, personal loans of this size with sky-high interest rates were nearly unheard of in California. But over the last decade, they’ve exploded in popularity as struggling households — typically with poor credit scores — have found a new source of quick cash from an emerging…

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Fearing Trump’s Policies, the Undocumented in California Go Underground

LA WEEKLY
“It appears there is a general feeling among families that they are in greater danger due to increased hate rhetoric and rumors of changes in policies and the heightened risk of deportation of detention,” says California Reinvestment Coalition executive director Paulina Gonzalez.

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Activists Push Los Angeles to Hold Its Bank Accountable

CAPITAL & MAIN
Paulina Gonzalez, executive director of the California Reinvestment Coalition, said that, at a minimum, a city should choose a bank that does no harm to the community. “The city should also consider how much a bank is reinvesting in a community, through business loans and other products….

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Trump’s Treasury Pick Moves in Secretive Hedge Fund Circles

NEW YORK TIMES
An analysis in 2015 presented by the California Reinvestment Coalition, which lobbied against the merger, found that 68 percent of the 36,000 foreclosures in California by OneWest, including those on reverse mortgages, occurred in communities that were primarily nonwhite.

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With Treasury Candidate Come Possible Conflicts

WASHINGTON POST
The California Reinvestment Coalition’s analysis of loans made that year alleged that only 8.4 percent of mortgages went to Hispanics, though they accounted for 43 percent of the region’s population. It also alleges that the bank did not properly maintain foreclosed homes in minority areas.

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Become a Member

Become a Member of the California Reinvestment Coalition

CRC welcomes California mission-driven community organizations and government agencies to join the coalition.

Benefits of CRC Membership

  • Invitations to annual meetings with banks and bank merger-related activities – an exclusive opportunity to meet with bank executives to discuss their community investment strategies.
  • A dedicated advocate that amplifies your voice, so that bankers, regulators, and elected officials pay attention to the needs of our communities.
  • Groundbreaking programs that strengthen and protect the economic well-being of the people your organization serves every day.
  • Connection to a statewide network of peer organizations that are also serving low-income communities and communities of color.
  • Members-only updates and analysis on banking practices, regulatory issues, and legislation that directly impact the mission and financial capacity of your organization.
  • Engagement in CRC initiatives, such as sign-on letters, press events, and other advocacy efforts that hold policymakers and regulators accountable to the people they were chosen to represent and serve.

If you are interested in becoming a member of CRC, please read the following pledge and fill out the form below. We will consider your request and submit it to our Board of Directors for approval. Once approved, we will notify you and provide information about CRC committees and dues.

Annual CRC membership dues:

  • Nonprofit organization – $100(operating budget under $500k)
  • Nonprofit organization – $200(operating budget $500k – $5M)
  • Nonprofit organization – $300(operating budget $5m and over)
  • Public agency – $500

Membership Pledge

We subscribe to CRC’s efforts to promote investment in California’s low-income communities and increased access to affordable financial services, housing credit to facilitate the production and maintenance of low-income housing, credit for low-income individuals, and credit for community economic development.

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