Pre-Existing Conditions: Assessing the Financial Services Response to Racism, Inequality, and COVID-19

Given the financial sector’s history of systemic exclusion and discrimination, the San Francisco Office of Financial Empowerment (OFE) and the California Reinvestment Coalition (CRC) worked together to analyze banking relief that is currently being made available to consumers and borrowers, identify gaps and best practices, and outline recommendations for…

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Here to Stay: Promoting Financial Security and Economic Opportunity for Immigrants in California

Our findings show that most immigrant consumers distrust traditional banks because they feel unwelcomed, and regularly face discrimination by banks. Similarly, many immigrant families shared that they want to build assets, but they do not have access to safe, affordable financial resources. Most people we interviewed said that banks should…

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Disrupting Displacement Financing in Oakland and Beyond

In conjunction with the Anti-Eviction Mapping Project, we explore how banks are behind the financing of serial evictors in Oakland. Download the Report→

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Examining California Courts’ Use of Private Debt Collectors

An examination of how California counties contract private debt collectors to collect on fines and fees debt, spiraling people into poverty, while generating little revenue. Download the Report→

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Harnessing the Power of Banks: The Community Reinvestment Act and Building an Inclusive Economy

The Community Reinvestment Act (CRA) is a critical law that ensures banks meet the credit needs of their communities; this report investigates the impact of CRA in California. Download the Report→

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Hiding in Plain Sight: How Rhetoric and Policies are Hurting California’s Immigrant Communities and Families

This report is based on a survey of CRC members about the changes they had seen in their communities as a result of anti-immigrant rhetoric and policies at the federal level. You can read coverage of the report in LA Weekly. Read the Report→

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